For those who may be new to the concept of loan against securities, let me start by way of brief introduction and the advantages. Loan against securities (like shares, mutual funds, bonds or any other similar instrument) works like a standard term loan with the...
95% questions associated with insurance planning can be answered with much clarity if the enquirer has clarity on this one thing – What exactly do I need to get insured for? Typically the reasons for getting insured at an individual level are: [1] Losing your life so...
[1] Selling an asset ‘only’ because it is doing badly – Mutual fund holders and share holders are different when it comes to the time it takes for each category to give up on investments. Typically a fund holder will compare his returns with overall stock market...
